When getting ready to apply for a mortgage loan you might not expect that your daily latte habit could be causing your interest rate to increase. The reason is your daily spending could be causing you to carry a debt…
By Kevin O’Neil, Mortgage Loan Officer Monarch Bank There are many opinions on when it is the appropriate time to refinance. Some say the rate needs to decrease by 2%. Some say 1%. Some say .50%. Which one is it?…