You’ve seen it on HGTV shows like Property Brothers or Fixer Upper—experts take an outdated home and make it into the buyer’s dream home—all at a fraction of what it costs to buy new. But is it possible to live…
If your credit is down the drain, you might feel desperate to repair it. Credit effects your ability to borrow money. If you have poor credit, it could disqualify you from buying a home. The marketplace is saturated with companies…
You wouldn’t just go to the gym one time and expect to see results. The same is true when it comes to getting in shape to buy your first home. It might seem like a long road ahead, but with…
You might be surprised to find out that your bank statements reveal more about you to mortgage underwriters than you think. The bank statements, which are required during the loan application process, help give the loan officers a detailed financial…
Putting the offer on a home is an exciting and scary part of the real estate process. You’ve been house hunting with your REALTOR® and you think you’ve found the one. Now is the time to write up an offer…
Credit scores reflect your payment patterns over time, and almost all major lenders use them. So why is your credit score important? Your credit indicates to lenders how likely you are to pay back your loan. Your credit score also…
If you’re a veteran, active duty or reserve military member in the United States, you’re probably aware that you’re entitled to a number of benefits. But are you aware of all of the advantages of a VA Loan? It’s a…
It’s tempting to try to save money by representing yourself in a real estate transaction, but it really isn’t worth it. Here are six reasons you should use a REALTOR®. 1. Your REALTOR® can help you understand different financing options…
Have you been searching for your new construction home lately and seen the term “Master Model” or maybe “MM” listed in the comment section of the listing? In order for Builders to have their floor plans featured in a MLS…
In most cases, your parents know best. But when it comes to buying a house and your down payment, you may not want to follow every word of advice (sorry, dad). According to TowneBank Mortgage Loan Officer Pat Miller, it’s…